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Team Members Michael Spencer

Michael Spencer

Michael Spencer is President of M. R. Spencer Financial Services

Michael Spencer has over 29 years of professional experience in the areas of financial and investment planning.

Michael became a self made millionaire by the age of 42. He accomplished this by helping his clients create wealth; by guiding them through the vast intricacy of investing, risk management and tax planning.


He has received advanced education utilizing:

Asset Protection
Nevada Corporations
Estate, Charitable, and Off-Shore Planning


He has developed investment opportunities that include:

Call Option Trading
Forex Market
Stock Trading
Real Estate

Michael’s credentials include:

Being a member of the H.S. Dent Advisory Network, one of only two hundred throughout the US and Canada. This group of advisers utilizes demographics and spending patterns to predict what sectors of the market are likely to move up or down.

Having achieved the CphD certification, he is one of only five hundred advisors to gain this certification in the US.

As a graduate of the Ed Slott IRA Advisor’s Group he is uniquely trained to help with retirement planning.

Faith motivated him to become a member of the National Association of Christian Financial Consultants.

He is a graduate of Wealth University, which provides education on how to create cash flow and wealth from utilizing the technique of “Covered Call Options.”

Member of Offshore Institute.

Michael is also very active with charitable giving. He and his firm have raised in excess of one hundred million dollars current and deferred gifts for charities throughout America.

To promote his investment philosophy and educate as many as possible, Michael has written a book “Wake Up To The Power of Choice” and hosted a radio show “Wake Up.” His latest venture is a segment on Flint Talk Radio with Tom Sumner to promote debt elimination and wealth creation.

To contact Michael directly, use the contact form below:




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Registered Representatives offer securities and advisory services through Dalton Strategic Investment Services DSIS, Member FINRA/SIPC/MSRM, a Registered Investment Advisor. Consulting and H.S. Dent based financial planning offered through M.R. Spencer Advisory Services, a Registered Investment Advisor. M.R. Spencer Financial Services, M.R. Spencer Advisory Services and DSIS are separate and unrelated.